Comparison · checked Oct 27, 2026
Justworks vs Insperity
Justworks starts lower: $79–$124/employee/mo versus ~$150–$210/employee/mo (estimates labeled). Here's how they differ on certification, minimums and contract terms, and who each one suits.
The short version
Best for transparent pricing
Choose Justworks if…
Startups and small teams that want a known monthly price and no long contract.
Skip it if: Companies over about 100 employees: the per-employee price never drops as you grow.
Justworks pricingBest for hands-on HR support
Choose Insperity if…
Companies of 20–200 that want an HR team they can call, not just software.
Skip it if: Cost-first buyers: Insperity is priced as a premium service.
Insperity pricingSide by side
| Justworks | Insperity | |
|---|---|---|
| Price | $79–$124/employee/mo Published | ~$150–$210/employee/mo Estimate |
| Pricing model | Flat PEPM | % of payroll |
| Certification | CPEOESAC | CPEOESAC |
| Minimum employees | None | 5 employees |
| Best fit | 1–100 employees | 20–200 employees |
| Contract | Month-to-month | Annual |
| Coverage | National | National, 90+ offices |
| Industries | Tech and startups, Professional services | Professional services, Healthcare practices, Tech and startups |
| 25 employees, admin fee per year | $23,700–$37,200 | $45,000–$63,000 |
| Strengths | Published pricing · Month-to-month, no implementation fee · CPEO certified and ESAC accredited | Dedicated HR specialists · Deep training content · HRScale (Workday) for the mid-market |
| Watch out for | Per-employee cost doesn't fall with size · Limited reporting and leave tools | Premium price · Price increase reported in January 2026 |
Questions buyers ask
Is Justworks cheaper than Insperity?
Justworks starts lower: $79–$124/employee/mo versus ~$150–$210/employee/mo (estimates labeled). Benefits, workers' comp and state taxes are quoted separately for both.
Who should choose Justworks?
Startups and small teams that want a known monthly price and no long contract.
Who should choose Insperity?
Companies of 20–200 that want an HR team they can call, not just software.