Comparison · checked Oct 27, 2026
Insperity vs TriNet
TriNet starts lower: ~$80–$150/employee/mo versus ~$150–$210/employee/mo (estimates labeled). Here's how they differ on certification, minimums and contract terms, and who each one suits.
The short version
Best for hands-on HR support
Choose Insperity if…
Companies of 20–200 that want an HR team they can call, not just software.
Skip it if: Cost-first buyers: Insperity is priced as a premium service.
Insperity pricingBest for industry-specific benefits
Choose TriNet if…
Companies of 10–500 that want benefits and compliance built for their industry.
Skip it if: Buyers who need a price before a sales call.
TriNet pricingSide by side
| Insperity | TriNet | |
|---|---|---|
| Price | ~$150–$210/employee/mo Estimate | ~$80–$150/employee/mo Estimate |
| Pricing model | % of payroll | Flat PEPM (unpublished) |
| Certification | CPEOESAC | CPEOESAC |
| Minimum employees | 5 employees | Not published |
| Best fit | 20–200 employees | 10–500 employees |
| Contract | Annual | Annual |
| Coverage | National, 90+ offices | National |
| Industries | Professional services, Healthcare practices, Tech and startups | Tech and startups, Professional services, Financial services, Nonprofits, Healthcare practices |
| 25 employees, admin fee per year | $45,000–$63,000 | $24,000–$45,000 |
| Strengths | Dedicated HR specialists · Deep training content · HRScale (Workday) for the mid-market | Industry-specific compliance and benefits · Flat per-employee admin fee · CPEO and ESAC |
| Watch out for | Premium price · Price increase reported in January 2026 | No public rate card · Several features rely on partners |
Questions buyers ask
Is Insperity cheaper than TriNet?
TriNet starts lower: ~$80–$150/employee/mo versus ~$150–$210/employee/mo (estimates labeled). Benefits, workers' comp and state taxes are quoted separately for both.
Who should choose Insperity?
Companies of 20–200 that want an HR team they can call, not just software.
Who should choose TriNet?
Companies of 10–500 that want benefits and compliance built for their industry.